hydrospanner

hydrospanner , vor einem Monat

Ignoring, for a moment, the inherent and fundamental differences between an individual and a state...

...in my late 20s and early 30s I bought a new car.

At the time, that car cost more than I had in my accounts plus my other possessions at the time. In fairness, my annual income was more than the total cost of the car, buuuut I also was carrying tens of thousands of dollars of student loan debt as well, meaning my overall total debt was significantly higher than my annual income, or my "personal GDP" if you will.

Yet when I applied for my car loan, it came through with easy approval and I even qualified for the best possible interest rate.

Why? Because I've always paid on my debts adequately and promptly.

Nobody bats an eye when a couple buys a house that costs more than what they can cover with their combined income in one year. Why? Because that's an arbitrary and unrealistic yard stick of comparison and nobody expects them to pay off a house in a year. They're able to buy their house and live in it immediately, and pay for it incrementally, over time, as they earn over the coming years because of debt. And the bank is willing to lend the money because they'll make money in the long run through interest.

Similarly, it's unreasonable to imply that the US shouldn't carry more debt than it's GDP because the two metrics aren't directly linked in any way. And since the US has excellent credit worthiness, that debt is far safer than the bank's loan to the homebuyers. And the US gains access to borrowed funds by setting it's own interest rates through the Fed, which tells lenders exactly how much they'll make in interest if they let the US government borrow some of their money.

And since the US is a safer bet than homebuyers, that's why home interest rates are higher than the rate at the Fed: if they were equal, banks would never lend to homebuyers since they could get the same return by lending to the government. So instead, they set their own, higher rates for homebuyers, to account for the higher risk of lending to a party who has a much higher likelihood of default.

hydrospanner , vor einem Monat

The Autodesk forums are 40% this, 20% "just learn to program, spend a few years getting good at it, then write yourself a custom script to do what you are struggling with", 20% "you are wrong for wanting that in the first place" or "you are wrong for having this issue", 15% "this has been brought up once at some point in the past two decades, try searching", 4% "OMG yes I have this issue too!"...

...and 1% split between actual helpful answers, and confirmation that it's a known issue.

hydrospanner , vor einem Monat

I'm only drafting for career not hobby at this point, so it's all industry standard software.

One of these days, when I have a house, I might get into 3D printing, but not for the foreseeable future.

For 3D stuff, I'm good with Inventor, but it certainly has it's quirks.

hydrospanner , vor einem Monat

Oh yeah that's a good one too.

The old "you embarrassed the company, report to the principal's office".

hydrospanner , vor einem Monat

He's nasty!

hydrospanner , vor einem Monat

Explains the irritability.

hydrospanner , vor einem Monat

The only cure for "unable to eat diarrhea" is to put the patient into an induced comma.

hydrospanner , vor 3 Monaten

Also let's not ignore the big unsaid:

Even if Biden really were as horrible as some of these people want to make others believe...

...is their implication really that the only other viable option, Trump, would be anything other than orders of magnitude worse in all of those areas?!