I tried to install Win 10 in a VM recently and it spend hours updating after installing from the ISO. Also you have to turn off the internet to not create a Microsoft account? What a pain it is now.
But obviously I don't want a malware company like Microsoft doing that "for me" (actually the purpose is hyperspecific ads if not long term planning to exfiltrate the data).
Not sure if I even trust myself with the security that data would require.