Europe

Do any credit reporting agencies in Europe give consumers control over creditors access? Englisch

In the US, consumers can freeze their credit worthiness records and receive a code. When the records are frozen, the only orgs that can access the records are those already doing business with the consumer. If a consumer wants to open up a new account, they share the code with the prospective creditor who uses it to see the...

Election: Poll results for small parties? Englisch

In this election there won't be any % barrier in some countries, but I still haven't seen any poll numbers for small parties here in Germany for example. Everything below 2-3% gets lumped in with "Others" as usual, even though about 0.5% would already get them a seat in parliament this time. This makes voting strategically very...

Why are Europeans more effective at passing big legislation than the US? Englisch

EU has done really well on passing big laws such as GDPR in the recent years, while the US can't even seem to decide whether to fund their own government. Why do you think Europe is doing better than the US? One would think that since EU is more diverse it would be harder to find common ground. And there were examples of that...

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