Xephonian ,

TLS 1.0 was released in 1999 as an upgrade from SSL 2.0 and 3.0.

And these days we're on v1.3 - https://www.cloudflare.com/learning/ssl/why-use-tls-1.3/

Notice anything? There's always a flaw. The general public hasn't discovered it in TLS1.3.....yet

And again, Banking websites, some stuff makes a lot of sense to use encryption.

Just not everywhere.

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