Don't let this election, or any election, allow us to forget the time back in nineteen ninety eight when the undertaker threw mankind off hell in a cell and plummeted sixteen feet through an announcers table.
As a parent I don't have the time for multiplayer gaming.
Sometimes I feel like picking up an MMO. Nostalgia is calling for TBC Classic. But then I remember that I'm not going to have this combination of desire and time to play again for like a week, at least.
And I'd spend all my available time tonight just installing it and getting it working.
And then forget it's installed.
And then next time I can play, it needs to patch.
That's not way to play an MMO, especially one where I'd be paying $15/Mo for what amounts to a couple hours of playable time.
Articles and posts like this really just exist for conservatives to shout that we need to stop federal spending and cut out "unimportant" things like Dept of Education, as described in Project 2025.
The problem is that debt is good. It enables us to pay for infrastructure projects and services. It doesn't work like a household budget...not on the scale of international economies...because money "in the bank" is money that's not in circulation.
When money is not in circulation, it's not being used to pay for goods and services....it's just...sitting there being hoarded.
You all complain about Musk hoarding a few hundred billions. Imagine if the debt were in the opposite direction and the government had $34T sitting in the bank doing nothing.
And anyone can buy Treasury debt. In fact, last year it was an AMAZING return on investment for anyone that bought into it and holds into the debt for a few years. One of the safest places anybody could put money to earn a return (behind a HYSA at FDIC insured banks).
Most people who think they understand how credit scores work...don't understand how credit scores work.
The biggest things are loan-to-limit, payment history, and average age of accounts.
Loan-to-limit is easily achieved by keeping balances below 50%, and ideally below 30%. It's also helped tremendously by not carrying a revolving balance (paying the statement balance in full each month) and not closing idle cards.
Payment history is of course helped by making payments on time.
And AAoA is probably the easiest. Just don't close cards. Call and "downgrade" a card if it isn't worth the annual fee. If there's no annual fee, there's no reason to close a card.
Just make sure you use it every now and then and pay it off. I sock-drawered one of my oldest cards a long time ago and it just closed last month from being idle, and that took a hit to my score (high limit gone and it's no longer incrementing time in my AAoA).
It's also worth mentioning that credit scores don't matter until you are looking for credit. Credit cards are probably the easiest way to build credit, as long as they are used properly. But they'll give a basic card to any schmuck. Where it really matters is getting mortgages and larger loans like cars. That's where having a good score matters. And also better cards that earn more points/miles/cashback and have other fringe benefits.
I love how people love to rag on vegans talking about veganism unprovoked.
Those damn vegans always not even being part of the conversation yet! Let's make fun of them trying to save the planet so they can show up and we can talk about how self-righteous they are.
My primary laptop is a Lenovo T495s. I'm a big fan because my requirements for a laptop aren't particularly demanding, but while a 5 year old Ryzen 7 is a bit aged, I'd hardly consider it underpowered, at least for my (and many others) needs. Laptops like this can easily be found in great condition and under $200. I spent a little more after a new nvme and maxing out ram.
They pit us against each other in this arbitrary culture-war...the proprietary versus the open standards. And it's so wildly anti-consumer but we fall for it, year after year. Maybe one day Apple users will realize how anti-consumer it is, but I doubt it, they love the exclusivity of being half of the people with a smartpbone.
Apple as an OS and platform itself, isn't bad. macOS, I'd contend, is probably the most user-friendly experience out there. iOS and iPadOS aren't far behind.
Apple also tends to be late with new features, but makes sure they are polished and complete when they launch.
But that's it. I wouldn't say that makes them the best by any means. They all have their merits in their own regard. Consumers have their own reasons for selecting one platform over another, and those that don't choose Apple.
Sent from my OnePlus 12 (and I use Arch, btw) (and my last phone was an iPhone 12 pro max...the only reason I got it was because I was sick of exchanging potatograms with my wife, who wouldn't use a separate app just to message me. Before that it was a OnePlus 6T, then Galaxy S9, Note 4, Nexus 4, and HTC Hero. Might've missed one) (oh yeah had an iPhone 5 from work. Couldn't wait to exchange that (for the Note 4).
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We are all gonna die ( lemmy.world )
Debate this! ( lemmy.world )
me whenever hbomberguy uploads a new video ( lemmy.world )
Shameless plug of my playlists:...
sigh... ( lemmy.world ) Englisch
the debt ( lemmy.world )
US grade school textbooks
We've all been there... ( sh.itjust.works ) Englisch
I usually use .bak... .old seems so... old.
Who could have seen this coming except for people warning about it for decades ( i.imgflip.com ) Englisch
2nd hand ThinkPad go brrrrr ( sh.itjust.works ) Englisch
its true tho ( lemmy.today ) Englisch